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Hub International acquires assets of two firms
Guru of Insurance, based in King George, Virginia, provides employee benefits planning and group benefits services to clients in the region. David Rao, president of Guru of Insurance, and his team will join Hub Mid-Atlantic. The firm will operate under the name of Guru of Insurance, a Hub International company. Source link

Inside fronting relationships: why financial strength and reinsurance transparency matter
In Guidry-Burnham’s view, the captive model exposes a company to longer-term repercussions than the traditional P&C structure. “Everything that you do today has that longer-term impact, much longer than you see in the traditional PMT market,” she said. Premiums don’t just move through the system – they influence ongoing capital needs, reserve structures, and reinsurance…

Texas court rules police escort officer not entitled to workers’ comp
Anderson, a commissioned reserve police officer with the Galena Park Police Department, operates a side business providing uniformed motorcycle police escort services to private entities such as funeral homes, athletic teams, and trucking companies. This work, which requires a licensed peace officer, is performed using Anderson’s own police motorcycle, siren, emergency lights, uniform, and other…

Universal Property & Casualty wins appeal over prompt notice, insurer’s coverage defense reinstated
On appeal, Universal also challenged the homeowners’ procedural handling of the waiver issue, arguing they failed to properly plead it. The Fourth District agreed, holding that waiver must be explicitly raised in response to an insurer’s affirmative defenses. The Yagers, it found, did not do so until five months after Universal’s answer, and even then,…