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Lincoln Place Capital takes Cincinnati Insurance to court over wind claim
[ad_1] Lincoln Place Capital LLC, which owns property at 5917 North Illinois Street in Fairview Heights, filed its complaint on August 19, 2025, in the Southern District of Illinois. The company says it held a property insurance policy with Cincinnati Insurance, policy number ENP0670301, covering direct physical loss or damage to buildings, business income, and…
Mental health is the next frontier for workers’ compensation
[ad_1] “Originally, workers’ compensation was fundamentally about traumatic injuries in the workplace,” says Mark Walls, Chief Marketing Officer at Safety National, and Founder at Work Comp Analysis Group. Walls, who has over two decades of experience in the workers’ compensation field, adding that “over time, you saw that start to change as occupational diseases came…
How the reinsurance market shapes P&C insurance rates for real estate investors
[ad_1] However, reinsurance can also be a driving force behind premium increases and market restrictions. When reinsurers experience heavy losses from natural disasters, economic downturns, or global events, they adjust their rates and underwriting requirements to compensate. These increased costs trickle down to primary insurers, who, in turn, raise their rates to offset the higher…
Is Your Small Business Ready for the Unexpected?
[ad_1] Essential Coverage Every Family Enterprise Needs Small businesses are built on big dreams, and those dreams run even deeper when family is involved. You’ve invested your time, money, and heart into building something meaningful. But no matter how careful your planning, the unexpected can (and often does) happen. From natural disasters to employee injuries…
State Farm tells Lara that it “doesn’t make sense” to issue new policies in California
[ad_1] California’s largest property insurer, State Farm General, has warned that it will not resume writing new policies in the state, even if regulators approve its proposed 22% rate increase. The statement, delivered in a letter to Ricardo Lara, the state’s insurance commissioner, underscores the growing crisis in California’s homeowners insurance market as insurers retreat…
Alfa Insurance loses appeal over uninsured motorist coverage timing
[ad_1] Gallman served Alfa, her UM carrier, with the original suit in July 2021. One month later, she voluntarily dismissed the action. In December 2021, she filed a renewal complaint and served Alfa the next day. Alfa moved for summary judgment, arguing that it hadn’t been timely served in the original suit. The trial court…