State Farm must cover scooter crash under uninsured motorist policy

State Farm must cover scooter crash under uninsured motorist policy


The ruling, issued on April 23, 2025, stems from an incident in November 2022, when Michelle DiPego of Muncie, Indiana, was walking along a Baltimore city path and was struck from behind by a woman riding an electric scooter. Although the rider and a companion briefly stopped, they refused to identify themselves and left the scene. DiPego suffered a wrist injury and submitted a claim to State Farm under her UM coverage. 



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