Your Guide To School Bus Safety

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As families prepare for another school year, safety should be top of mind—especially when it comes to getting children to and from school. According to the National Highway Traffic Safety Administration (NHTSA), school buses are one of the safest forms of transportation for students, but much of that safety relies on the behavior of drivers, children, and communities.

Whether you’re a parent, student, or motorist, understanding how to navigate school bus zones can help prevent accidents, reduce liability risk, and keep everyone safe.

For Drivers: Sharing the Road Responsibly

Every driver plays a role in school bus safety. According to NHTSA, more school-age pedestrians have been killed during drop-off or pick-up hours than at any other time of day, and many of these incidents involve drivers who fail to stop for a loading or unloading bus.

Here are key reminders for motorists:

  • Always stop when a school bus displays its flashing red lights and stop arm. This means children are getting on or off the bus—and may be crossing the street.
  • Slow down in school zones and watch for children walking or biking to school, especially around intersections and crosswalks.
  • Stay alert. Avoid distractions like texting or adjusting the radio. Kids can be unpredictable, and you may not always see them approaching from between cars or parked vehicles.
  • Be patient. Never pass a stopped school bus on either side, even if you’re running late or stuck in traffic. It’s not just dangerous—it’s illegal in all 50 states.

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For Parents: Setting Your Kids Up for a Safe Ride

Preparing your child for a safe bus experience goes beyond backpacks and lunchboxes. Before the first day of school, take time to review these tips with your child:

  • Get to the bus stop early. Rushing to catch the bus increases the risk of trips, falls, or darting into traffic.
  • Stay back from the curb. Children should stand at least six feet away from the street until the bus comes to a complete stop.
  • Use the handrail when boarding and exiting to avoid slips or falls.
  • Cross in front of the bus—never behind it. Make eye contact with the driver before crossing and walk at least 10 feet ahead so they can see you.

Many schools or community organizations also offer age-appropriate safety programs. If you’re unsure what resources are available, check with your school district or parent-teacher association.

For Kids: Be Seen, Be Smart, Be Safe

It’s important for children to know that riding the bus comes with responsibilities. Encourage them to:

  • Stay seated while the bus is moving and keep the aisle clear.
  • Avoid loud conversations or horseplay. Bus drivers need to focus on the road without distractions.
  • Listen to the bus driver. They’re trained to keep everyone safe and may give important instructions during emergencies or delays.

A fun way to reinforce safety with younger kids? Turn it into a game—have them practice crossing the street safely with a pretend bus stop, or role-play “what would you do” scenarios at the dinner table.

When Safety Slips: Why It Matters for Everyone

Neglecting school bus safety doesn’t just increase risk—it can have serious legal and financial implications. Accidents involving school buses may result in liability claims, injuries, or even litigation. In some cases, personal auto policies or homeowners liability coverage could be impacted if a driver is found responsible for injuring a pedestrian or failing to yield properly.

Understanding the rules of the road and reinforcing safe behaviors can help reduce these risks—and protect your peace of mind.

The information above is of a general nature and your policy and coverages provided may differ from the examples provided. Please read your policy in its entirety to determine your actual coverage available.

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