The Top Six Coverages to Consider 

The Top Six Coverages to Consider 

Operating a used car dealership comes with unique risks requiring the right used car dealer insurance. Whether you’re a small, independent dealer or part of a multi-state operation, minimizing risk and protecting your business is essential. In this article, Jason McConkey, Director of Transportation at Central Insurance, shares insights on the key factors influencing used…

A Comprehensive Guide to LIC’s Nivesh Plus – Plan 749

A Comprehensive Guide to LIC’s Nivesh Plus – Plan 749

The Nivesh Plus Plan 749 emerges as a robust solution for investors looking to balance insurance protection with market-linked growth. With guaranteed additions, low charges, and flexible fund options, the plan is designed to cater to a variety of financial needs—whether you’re planning for retirement, your child’s education, or long-term wealth accumulation. The added flexibility…

Gag ordered over AIG, Munich Re, Swiss Re, Zurich, Starr and multiple Lloyd’s underwriters

Gag ordered over AIG, Munich Re, Swiss Re, Zurich, Starr and multiple Lloyd’s underwriters

The case, pending in the Southern District of New York, pits Newmont Corporation and its subsidiary, Newmont Ghana Gold Limited, against several major insurance carriers, including American International Group UK Limited (AIG UK), Munich Re, Swiss Re, Zurich American, Starr International, and several Lloyd’s underwriters. Newmont is seeking coverage under a suite of insurance policies…

Chill in the Air? Here’s How to Safely Heat Your Home and Patio

Chill in the Air? Here’s How to Safely Heat Your Home and Patio

  When the weather turns chilly outside, many homeowners turn to a fireplace, space heater, wood-burning stove or patio heater to make their space a little cozier. Yet these appliances require proper installation, use and maintenance to keep you, your home and your family safe. Installing and maintaining working smoke and carbon monoxide detectors is…

Condominium Insurance: The Policies You Need

Condominium Insurance: The Policies You Need

Condominium associations are responsible for insuring the shared elements and more of their properties. From structural protection to liability coverage, having the right commercial insurance policies is critical to safeguarding the association and its members.  Read on to hear from John Carroll, commercial staff underwriter at Central Insurance, as he explains why condominium insurance is…

LIC’s Jeevan Labh Plan 736: A Comprehensive Guide to the New and Improved Version

LIC’s Jeevan Labh Plan 736: A Comprehensive Guide to the New and Improved Version

For a personalized premium calculation and detailed benefit illustration of LIC’s Jeevan Labh 736, download the Smart – All In One Calculator Android app. This app provides: ✔ Instant premium calculations based on your age, term, and sum assured ✔ Maturity benefit estimation with bonuses and final addition bonus ✔ Comparison of different policy terms…

Revealed – APCIA shares advice to residents affected by severe weather events

Revealed – APCIA shares advice to residents affected by severe weather events

Jon Ward, APCIA’s department vice president of public affairs, emphasized the industry’s commitment to assisting policyholders, stating, “When disaster strikes, insurers’ overwhelming priority is to help their customers rebuild and restore their property.” Source link

Shifting your employee benefits to put wellness in the center.

Shifting your employee benefits to put wellness in the center.

Across the world, interest in wellness is increasing. Searches for wellness-related topics like “seasonal depression,” “meditation,” “yoga” and “oral health” have increased significantly year over year. What does this mean for employers? By shifting your employee benefits to put wellness in the center, you can increase employees’ tenure, reduce turnover and save on human capital…

What Vacant Land Insurance Policies Should I Invest In?

What Vacant Land Insurance Policies Should I Invest In?

Vacant land is purchased for various reasons, such as long-term investment, customization for future development, potential appreciation, and minimal maintenance costs. It can also serve multiple purposes, including agriculture, storage, or recreational use, so it’s no surprise land sales rose 1.2% in 2023 and continue to rise. Insuring vacant land can present unique challenges due…

Zurich Programs partners with Origin to launch new workers’ comp program

Zurich Programs partners with Origin to launch new workers’ comp program

Origin, part of Beyond Risk since 2021, provides solutions for niche markets, including hospitality, hotels, and service stations. Led by President Neno Djordjevic, the company specializes in Workers’ Compensation, Property, and Transportation, working exclusively with carriers and reinsurers rated “A-” or better by A.M. Best. Source link

Nationwide General Insurance wins trademark coverage dispute over Phoenix event venue

Nationwide General Insurance wins trademark coverage dispute over Phoenix event venue

Following the sale, Lennon and her company continued to operate the venue under the Warehouse 215 name, using it in promotional materials, liquor license applications, and business filings. Bentley Projects filed a suit in Arizona state court, accusing them of unauthorized use of the trade name, unfair competition, and trademark infringement under both Arizona law…

Retailers Casualty announces major payout to qualifying policyholders

Retailers Casualty announces major payout to qualifying policyholders

Established in 1988, Retailers Casualty specializes in providing workers’ compensation coverage to over 2,200 businesses across Alabama, Arkansas, Louisiana, Mississippi, Oklahoma, and Texas. The company is managed by Summit Consulting LLC, which provides underwriting, policy administration, claims management, and loss prevention services. Source link

New Mexico Fair Plan temporarily doubles coverage limit

New Mexico Fair Plan temporarily doubles coverage limit

Proposed changes to New Mexico’s Fair Plan Matt Hunton, president and chief executive officer of Independent Insurance Agents of New Mexico, said insurers may reconsider their presence in the state if required to assume risks beyond their capacity. He said that as for-profit businesses, insurers will withdraw from the market if forced into unsustainable practices. …

Judge halts Texas entertainment center’s lawsuit against Arch Specialty

Judge halts Texas entertainment center’s lawsuit against Arch Specialty

Arch argued that it repeatedly requested EUOs from TnT Family’s owners, Teresa and Kendall Walles, starting in November 2023, months before the plaintiffs filed suit. When the plaintiffs refused to comply, the insurer moved to abate the case — a procedural halt — until the examinations could be completed. Source link

Social inflation and third-party liability risks – how should risk managers strategize?

Social inflation and third-party liability risks – how should risk managers strategize?

“To manage their exposure, insurers are adopting more conservative strategies, including higher attachment points or stricter risk selection criteria, and, in some cases, are completely exiting high-risk sectors, such as trucking, certain types of healthcare, construction, or hospitality,” Gaffigan said. Source link

What Is Liability Car Insurance? What Does It Cover?

When it comes to your auto insurance policy, liability car insurance is a key part of keeping you safe on the road. In the event that you are found at fault in an accident, carrying the right amount of liability insurance could help you not lose tens of thousands of dollars paying for someone else’s bodily injury…

List of Best Free CNG Conversion Centers in Nigeria

List of Best Free CNG Conversion Centers in Nigeria

Free CNG Conversion Centers in Nigeria The rising cost of fuel has many drivers in Nigeria seeking alternatives. Many are turning to compressed natural gas (CNG) as a more affordable option.  Free CNG conversion centers are available in Nigeria, making it easier for vehicle owners to switch to CNG and save money on fuel costs….

FG Starts Free CNG Conversion for Vehicles to  save fuel cost and Boost Sustainability

FG Starts Free CNG Conversion for Vehicles to save fuel cost and Boost Sustainability

FG Starts Free CNG Conversion for Commercial Vehicles to Boost Sustainability The Federal Government is offering free conversions of petrol and diesel commercial vehicles to run on compressed natural gas (CNG). This initiative aims to significantly lower transportation costs across the nation. The program first launched in cities like Abuja and Lagos, encouraging commercial vehicle…

10 Cheap Workers Comp Insurance Options for Small Businesses

10 Cheap Workers Comp Insurance Options for Small Businesses

10 Cheap Workers Comp Insurance Options for Small Businesses Finding affordable workers’ compensation insurance can be a challenge for many small business owners. You want coverage that protects your employees while also fitting your budget. This article highlights 10 options for cheap workers’ comp insurance that can help you make an informed choice for your business….

2024 Washington State Business Insurance

2024 Washington State Business Insurance

Washington State Business Insurance; Protect Your Enterprise Now With a lot of coverage options and ever-changing regulations, securing the right protection for your business is crucial. This comprehensive guide aims to simplify the process, providing you with essential information about Washington state business insurance. From understanding the basics to selecting the optimal coverage, we’ll equip…

Bring Your Parents to the UK – Visa Process Simplified

Bring Your Parents to the UK – Visa Process Simplified

How to Bring Your Parents to the UK . The desire to reunite with loved ones is a universal human instinct. For many, bringing parents to the UK is a cherished aspiration. While this process can be complex and time-consuming, knowing the intricacies of the UK immigration system is crucial for a successful application. This…

10 Essential Unskilled Jobs in Switzerland with Visa Sponsorship

10 Essential Unskilled Jobs in Switzerland with Visa Sponsorship

What Are Unskilled Jobs in Switzerland? Unskilled jobs are positions that require minimal specialized training or formal education. These roles are typically straightforward and involve tasks that can be learned quickly on the job. In Switzerland, unskilled jobs are crucial across various industries, providing opportunities for individuals to enter the workforce with less prior experience….

2024 Dubai Residency Through Investment

2024 Dubai Residency Through Investment

Dubai Residency Through Investment Dubai, which was once a desert oasis, has transformed into a global financial powerhouse. Its strategic location, tax-friendly policies, and world-class infrastructure have attracted investors and entrepreneurs worldwide. This dynamic city offers a unique opportunity: not only can you grow your net worth through strategic investments, but you can also unlock…

Medical Assistant Job for International Workers- APPLY HERE

Medical Assistant Job for International Workers- APPLY HERE

Medical Assistant Job for International Workers The medical field offers an array of opportunities for individuals from diverse backgrounds, and one such promising career path is that of a medical assistant. As an international worker, the prospect of securing a job as a medical assistant can be both exciting and challenging. This role is crucial…