Hybrid work, AI, and litigation drive EPL insurance shifts: QBE

Hybrid work, AI, and litigation drive EPL insurance shifts: QBE

[ad_1] QBE’s findings come against a backdrop of persistent employment litigation in the US. According to federal data, thousands of discrimination and retaliation charges are filed annually with the Equal Employment Opportunity Commission, and class-action settlements involving workplace practices regularly result in multimillion-dollar payouts. Industry analysts note that even as reforms in some states aim…

What Insurance Policies Do Fence Contractors Need?

What Insurance Policies Do Fence Contractors Need?

[ad_1] Fence contractors face a unique mix of exposures, from injuries caused by sharp materials to claims from improperly installed fencing. Whether securing a residential backyard or outlining the perimeter of a commercial site, the right insurance coverage is critical.  In this article, Thomas McMillan, commercial lines staff underwriter at Central Insurance, breaks down common…

Higginbotham creates new leadership role on growth and integration

Higginbotham creates new leadership role on growth and integration

[ad_1] DeMello-Johnson (pictured) joins from Acrisure, where she was head of sales and growth for US Retail. She previously spent more than 10 years at Amerisure Insurance, where she helped establish and lead a subsidiary designed to support agency partners with expansion and succession planning. [ad_2] Source link

Decluttering & Its Impact on Your Insurance

Decluttering & Its Impact on Your Insurance

[ad_1] Whether you’re spring cleaning or downsizing for a move, there’s something satisfying about getting rid of what no longer serves you. But did you know that decluttering your home can also improve your insurance preparedness? From ensuring you’re accurately insured to making the claims process smoother, organizing your belongings is more than just a…

Maryland judge halts key ACA Marketplace rules, leaving insurers in limbo

Maryland judge halts key ACA Marketplace rules, leaving insurers in limbo

[ad_1] The rules, finalized in June and set to take effect Aug. 25, included eliminating monthly special enrolment periods for some individuals, tightening income verification, standardizing open enrolment and introducing a $5 monthly premium for people automatically re-enroled in zero-premium plans. They also excluded coverage for sex-trait modification procedures and barred Deferred Action for Childhood…

Starting a Machine Shop? Here Are The Insurance Essentials

Starting a Machine Shop? Here Are The Insurance Essentials

[ad_1] Machine shops power much of the U.S. manufacturing sector, turning raw materials into precision components for everything from aerospace to agriculture. While starting a machine shop may begin with a business plan and quality machinery, it also requires another foundational element: comprehensive insurance coverage. Machine shop owners must address the various risks they face…

Insurance moves at Novatae Risk Group, Transamerica

Insurance moves at Novatae Risk Group, Transamerica

[ad_1] Transamerica has named Jason Frain (pictured above, right) as its new head of retirement solutions, effective Aug. 25, 2025. In his new role, Frain will lead product strategy and development across the company’s retirement offerings, reporting to Jamie Ohl, president of Protection Solutions and Savings & Investments.  [ad_2] Source link

What You Need to Know

What You Need to Know

[ad_1] As more Baby Boomers age, adult children are increasingly welcoming their parents into multigenerational homes. While this decision brings emotional and practical benefits, it also introduces insurance complexities.  Here, we analyze the key concerns and offer advice for a seamless transition. Will Your Parents Be Covered Under Your Current Policy? Under many standard homeowners…

Sedgwick names Kalani Reelitz as new chief financial officer

Sedgwick names Kalani Reelitz as new chief financial officer

[ad_1] Before joining Sedgwick, Reelitz was CFO at Compass, where he led efforts that contributed to record profitability and operational improvements. He managed accounting and finance functions and, since November 2023, served as the company’s de facto chief operating officer, overseeing operations for a team that supported 250,000 transactions per day at the largest realtor…

Wholesale Fabric Distributors: Insurance Policies You Need

Wholesale Fabric Distributors: Insurance Policies You Need

[ad_1] From warehouse storage to nationwide shipping, wholesale fabric distributors weave throughout the supply chain for retailers, designers, and manufacturers. However, with large inventories of highly flammable material, complex vendor contracts, and deliveries in motion, this sector faces significant risk exposure. Below, Deidra Hoschak—senior small business underwriter at Central Insurance—gives expert advice for the core…

CH Insurance & Northside Collision Team Up

CH Insurance & Northside Collision Team Up

[ad_1] In a world where trust and reliability matter more than ever, two family-owned local businesses—CH Insurance and Northside Collision—are teaming up to deliver unmatched confidence to Central New York drivers. This collaboration is about shared values: a mutual commitment to quality, integrity, local community, and five-star service. Both CH and Northside Collision are staples in…

HDI Global appoints Nikita Tikhonov as head of marine global risk

HDI Global appoints Nikita Tikhonov as head of marine global risk

[ad_1] The leadership changes also include Alexander Schlei, who has moved to the role of head of technical and strategic services. Both Schulte and Schlei report directly to Dirk Höring, a member of HDI Global’s executive board responsible for property, energy, engineering, marine, and HDI Risk Consulting. [ad_2] Source link

Small CHoices = BIG CHange with CHooseWELL Employee Well-Being at CH

Small CHoices = BIG CHange with CHooseWELL Employee Well-Being at CH

[ad_1] oseWel CHooseWELL with CH Insurance When it comes to supporting employees, most companies rely on an EAP (Employee Assistance Program). But let’s be honest—traditional EAPs often fall flat. They’re reactive, underutilized, and lack the personal connection today’s workforce needs. That’s where CHooseWELL comes in. With everyday work-life balance online videos, exercises, meditations, and even team…

How To Protect Against Risks

How To Protect Against Risks

[ad_1] Pennsylvania offers a powerful foundation for business success. With small businesses making up 99.6% of all companies in the state, entrepreneurship is not just common—it’s essential to the state’s economic identity.  Small businesses aren’t the only sector seeing potential across the state. Pennsylvania’s gross state product reached $804.4 billion in 2024, and while employment…

Farmers Insurance reports data breach affecting over 1 million customers

Farmers Insurance reports data breach affecting over 1 million customers

[ad_1] The insurer, which serves about 10 million households and manages 19 million insurance policies nationwide, disclosed the incident late last week. Farmers Insurance provides a range of products, including auto, property, life, and commercial insurance, and employs approximately 48,000 agents and 21,000 staff members across the United States. [ad_2] Source link

Insurance for Electronic Components Manufacturing Companies

Insurance for Electronic Components Manufacturing Companies

[ad_1] Electronic components are the building blocks of modern life. Companies in the electronic components manufacturing space play a vital role in global supply chains but also face serious risks. Whether your operation specializes in wiring, meters, control boards, or integrated modules, one faulty part can disrupt entire systems and lead to costly claims. The…

Top Industries Driving Growth in Pennsylvania

Top Industries Driving Growth in Pennsylvania

[ad_1] Pennsylvania offers a strong foundation for businesses of all sizes to grow and thrive. With small businesses making up 99.6% of companies in the state, entrepreneurship remains a vital part of the local economy. But it’s not just small businesses that are fueling forward momentum. From high-tech innovation in the west to energy and…

LIC Nav Jeevan Shree Plan 911 & 912 – Full Details, Benefits, Comparison & Examples

LIC Nav Jeevan Shree Plan 911 & 912 – Full Details, Benefits, Comparison & Examples

[ad_1] This incentive is provided in the form of an increase in the Rate of Guaranteed Additions. It is applicable to different categories of existing policyholders, including the nominee or beneficiary of a deceased policyholder, for the Base Plan (under both Option-I and Option-II). The eligible categories are as follows: An existing policyholder who has…

The Causes and Consequences of Underinsurance

The Causes and Consequences of Underinsurance

[ad_1] Robust insurance coverage is a cornerstone of effective risk management for small businesses. A single uninsured event—such as a fire, flood, cyberattack or critical equipment failure—can cause severe financial disruption, halt operations and, in some cases, threaten long-term viability. Yet, despite these risks, underinsurance remains a frequently overlooked vulnerability. Whether due to outdated valuations…

From cyber to physical: how maritime risks are changing and evolving

From cyber to physical: how maritime risks are changing and evolving

[ad_1] “Since the Lloyd’s ‘silent cyber’ mandate, insurers have been required to clearly state whether cyber risk is covered or excluded,” he said. “In practice, this has led to wide-scale application of cyber exclusions across hull, cargo, and non-International Group mutual P&I policies, regardless of format. That means many marine operators today are unknowingly exposed.”…

What Clothing Store Insurance Do I Need For My Business?

What Clothing Store Insurance Do I Need For My Business?

[ad_1] With 198,000 businesses in the U.S., the clothing boutique industry is thriving, and continued growth is on the horizon. For the owners of these retail establishments, running a clothing store is more than a passion for fashion—it’s a business with real risks. From in-store slips to inventory damage, even a single incident can cause…