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Small restaurants, big risks: The coverage gaps that could shut them down
For small restaurants, the margin for error is razor-thin. Small restaurants have always had plenty to worry about – fires in the kitchen, workplace injuries, liability claims, and the ever-present risk of a foodborne illness shutting them down overnight. Unlike large chains with corporate backing, independent restaurants don’t have the financial cushion to absorb major…
New Jersey proposes tighter rules on life insurance reserves to match national standards
The proposal, introduced by the Department of Banking and Insurance, calls for the adoption of the NAIC Term and Universal Life Insurance Reserve Financing Model Regulation #787, known within the industry as the XXX/AXXX Model Regulation. The move would bring uniformity and greater transparency to reserve financing, an area that has historically presented regulatory challenges. Source link
WTW grows global cyber capacity
Simon Delchar, global head of placement at Willis, added that the expansion reflects growing collaboration within the London cyber market. “CyXS Plus and CyXS Company bring the number of insurers supporting CyXS to 25, showing fantastic commitment from the London cyber market to deliver better outcomes for our clients around the globe,” he said. Source…
Integrity Marketing partners with Fulmer Insurance Group
Through the partnership, Fulmer Insurance Group agents will gain access to Integrity’s platform of technology solutions, including MedicareCENTER, a platform for quoting, enrollment, and policy management, and Ask Integrity, an AI-driven assistant designed to strengthen customer relationships. Source link
Marsh taps Amy Barnes for global energy & power leadership role
Additionally, Marsh has also announced that Andrew Herring will take on the role of global chair of energy & power, effective January 1, 2026. Herring, who joined Marsh in 2010, has led the UK energy & power team since 2012 and will continue to be based in London. Source link
Insurance office, firebombed, shot – Pastor owner mystified
The owner of the business, German Portillo, expressed shock and disbelief in an interview with local media. A longtime Lake Wales resident and active community member, Portillo has led the Univista Insurance franchise for nearly eight years. He is also a pastor at Iglesia Bautista Nuevo Amanecer and operates a separate small business in satellite communications….