“Since the Lloyd’s ‘silent cyber’ mandate, insurers have been required to clearly state whether cyber risk is covered or excluded,” he said. “In practice, this has led to wide-scale application of cyber exclusions across hull, cargo, and non-International Group mutual P&I policies, regardless of format. That means many marine operators today are unknowingly exposed.”
“Originally, workers’ compensation was fundamentally about traumatic injuries in the workplace,” says Mark Walls, Chief Marketing Officer at Safety National, and Founder at Work Comp Analysis Group. Walls, who has over two decades of experience in the workers’ compensation field, adding that “over time, you saw that start to change as occupational diseases came into…
For example, when converting a quote into a policy, it’s the Accredited Customer Service Representative’s duty to meticulously verify the relevant information, update policy terms, and adhere to stringent company protocols. This is essential to ensure a seamless transition from a client’s inquiry to a bona-fide insurance policy agreement. Source link
Mountain Life, headquartered in Lexington, Kentucky, has been offering insurance products since 1972. The company stated it is preparing to appoint agents and connect with policyholders in Oklahoma. It operates with a focus on customer service, operational efficiency, and long-term value creation for policyholders. Source link
Essential Coverage Every Family Enterprise Needs Small businesses are built on big dreams, and those dreams run even deeper when family is involved. You’ve invested your time, money, and heart into building something meaningful. But no matter how careful your planning, the unexpected can (and often does) happen. From natural disasters to employee injuries to…
Gordy Bunch (pictured), CEO of The Woodlands Financial Group (TWFG), told IB that a rise in catastrophic events including the 2025 California wildfires coupled with Hurricanes Milton, Helen, Beryl, multiple tornado derecho events, and increased frequency of severe convective storms, means that the Lone Star State will continue to see an expanded dependency on the…
The biggest concern for underwriters like Howard isn’t just tariffs alone, it’s how they amplify existing inflationary pressures on parts, labor, and claims payouts. Aviation insurance, particularly for smaller operators such as flight schools, seaplanes, helicopters, and aerial mapping businesses, already operates on tight margins and complex risk profiles. Source link
