Hurricane Irma-hit homeowner can’t sue surplus lines insurer Hamilton
Following the hurricane, Hamilton paid $81,521.13 to Shellpoint, which accepted the sum without objection. Ahmed, contending the payment was insufficient, sued the insurer directly, alleging breach of contract and seeking recovery as a third-party beneficiary. The breach of contract claim was dismissed early and not appealed. The remaining claim was dismissed with prejudice by the trial court, which held that Ahmed lacked standing to sue under the policy.
