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Cyber sees stable rates, tighter vendor risk controls – RPS
Cyber capacity expansion Capacity in the cyber insurance market has also expanded, making it easier to secure $5 million and $10 million limits for primary and excess coverage, RPS reports. While certain industries, such as public entities, education, and healthcare, still face capacity challenges, the ability to source higher limits has improved. RPS attributes this…

Lloyd’s reports lower profit in 2024 with higher claims ratio from disasters
Lloyd’s 2024 results Gross written premium for the year, meanwhile, rose to £55.5 billion, up from £52.1 billion in 2023, representing a 6.5% increase. The growth was driven primarily by an 8.5% rise in volume, including 7.6% from existing syndicates and 0.9% from new entrants. Source link

Court backs Plymouth Rock in fire claim denial over non-cooperation
As part of its investigation, Plymouth Rock Home, through counsel John Leslie, requested that Mr. Billie provide financial records, tax returns, documentation of property improvements, and other materials. Between February 2021 and September 2022, the insurer made multiple follow-up requests. Mr. Billie, working with public adjuster John Cotter, submitted only a partial set of documents…

North Dakota looking to limit utilities wildfire liability — report
Senate Bill 2339 would prohibit courts from holding utilities strictly liable for damages caused by wildfires. Instead, utilities could use voluntarily created wildfire mitigation plans as proof that they took reasonable steps to prevent fires. These plans would need to outline high-risk service areas, vegetation management strategies, and wildfire response procedures. Source link

Best Wholesale Brokers USA | 5-Star Wholesale Brokers and MGAs
Jump to winners | Jump to methodology Experts in excess and surplus Insurance Business America’s 2025 data reveals that the best wholesale brokers and MGAs are becoming a bigger part of the industry as retail brokers rely on them more. Compared to last year’s survey, there has been a jump from 23.35 percent to 33 percent…

How the Back-to-School Season Impacts Time-Off and Sick Leave For Working Parents
As the back-to-school season approaches, many of us feel the shift in routines. Whether navigating new school schedules, coordinating drop-offs and pick-ups, or managing extracurricular activities, this time of year often brings changes for employees that can ripple into the workplace. For employers, it’s the perfect time to proactively remind staff about essential workplace policies—particularly…