State Farm must cover scooter crash under uninsured motorist policy

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The ruling, issued on April 23, 2025, stems from an incident in November 2022, when Michelle DiPego of Muncie, Indiana, was walking along a Baltimore city path and was struck from behind by a woman riding an electric scooter. Although the rider and a companion briefly stopped, they refused to identify themselves and left the scene. DiPego suffered a wrist injury and submitted a claim to State Farm under her UM coverage. 

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